So, you’ve finally decided to take the plunge and buy a home. Welcome to adulthood's grand arena, where instead of gladiators fighting lions, you’ll battle credit scores and interest rates. And spoiler alert: the lions might be less terrifying. Your credit score is...
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How Often Should You Check Your Credit Report? What You Need to Know
Your credit report is like a financial report card. It tells lenders, landlords, and even employers how well you manage debt and credit. But here's the catch: it’s not always an A+, especially if you don’t check it regularly. So how often should you review your credit...
Understanding How Credit Utilization Impacts Your Score
(Updated 11/28/24) What is credit utilization, and why do we feel you need to understand this when buying a home or vehicle? Believe it or not, this single factor can make or break your credit score. So grab your compasses and maps as we explore the depths of credit...
A Comprehensive Guide to Managing Your Debt
(Updated 11/26/24) Tackling debt might feel like climbing a steep mountain, but with the right strategies and tools, you can conquer it and enjoy a debt-free future. This guide explores the various types of debt, how to develop a repayment plan, the best tools for...
What to do if Your Mortgage is Underwater
(Updated 11/26/24) An underwater mortgage—is sometimes called an upside-down mortgage. So how can this happen? Well, it occurs when the balance on your mortgage is higher than the property’s current market value. It can feel like a heavy burden, but there are...
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Planning to Buy a Home in the Next 12 Months? Focus on Your Credit Now!
So, you’ve set your sights on buying a home within the next year. That’s...
First-Time Homebuyer Credit Score: What You Need to Know
So, you’ve finally decided to take the plunge and buy a home. Welcome to...
How to Dispute Errors on Your Credit Report
Alright, so you’re sitting there, minding your own business, and decide to...
What is a Good Credit Score For Your Age?
(Updated 11/30/24) Your credit score is one of the most influential numbers in...
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