Buying a home is a big milestone, and closing day is the last major step before getting the keys. But before you officially take ownership, there’s one final task—the walkthrough. This last visit to the property ensures that everything is in the condition you expect....
Homebuying Steps
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First Time Homebuyer
Finding a Home
Getting a Mortgage
Closing On A Home
Home Ownership
Selling A Home
The Truth About Online Home Estimates: Zillow, Redfin & More
If you've ever browsed homes online, you've probably seen home value estimates on sites like Zillow, Redfin, and Realtor.com. These numbers—often labeled as a Zestimate, Redfin Estimate, or Home Value Tool—give an instant home price estimate based on automated...
How to Navigate the Real Estate Maze Like a Pro: Here’s What to Expect in Your Home Search
So, you’re thinking about buying a home? That’s exciting! Whether you’re ready to stop renting, need more space, or just want a place where you can finally paint the walls without asking permission, buying a home is a big deal. But let’s be honest—it can also feel...
Is It Better to Buy a Fixer-Upper or a Move-In Ready Home?
The Ultimate Homebuying Dilemma Picture this: You’ve finally decided to buy a home. You’re scrolling through listings, and suddenly, two houses catch your eye. One is a charming fixer-upper with potential but needs serious work. The other is a move-in ready dream...
What Is a Buyer Agreement? What Homebuyers Need to Know Before Signing
Why Are You Being Asked to Sign a Contract? So, you're ready to buy a home. You’ve started scrolling through listings, maybe even picked out a few dream houses. Then, you reach out to a real estate agent, and they hit you with a question you didn’t expect: "Before we...
Who Should You Find First: A Real Estate Agent or a Lender – It Matters More Than You Think
The Ultimate Chicken-or-the-Egg Question for Homebuyers Buying a home? One of the first questions you'll face is: Should I contact a real estate agent or a mortgage lender first? It’s a common dilemma—right up there with "Do I really need to fold my laundry...
Active Under Contract – What This Means, and Should You Move On?
If you’ve been house hunting, you’ve probably come across the term “Active Under Contract” while scrolling through listings. At first glance, it sounds a lot like "sold," but not so fast—this designation means the deal isn’t done just yet. So, What Does 'Active Under...
The Importance of Schools When Buying a Home: What You Need to Know
Schools Matter—Even If You Don’t Have Kids When searching for a new home, many buyers prioritize square footage, kitchen upgrades, and proximity to work. But what about schools? You might be thinking, “I don’t have kids—why should I care?” or “My kids are grown, does...
When Should You Start Searching for a Mortgage – or Reach Out to a Loan Officer?
Buying a home is one of life’s biggest milestones—and one of its most complex financial decisions. If you’re unsure when to start the mortgage process, you’re not alone. Many first-time buyers hesitate, not realizing that reaching out to a loan officer early can save...
When to Reach Out to a Real Estate Agent: The Ultimate Guide for Buyers and Sellers
Buying or selling a home? It's a big decision, often filled with excitement and a touch of anxiety. It can feel like navigating a maze blindfolded! That's where a skilled real estate agent comes in—someone who knows the market and can guide you every step of the way....
Tapping Your 401(k) for a Down Payment: A Risky Gamble?
The dream of owning a home is a significant milestone for many, but saving for a hefty down payment can feel overwhelming. While a 401(k) is primarily a retirement savings tool, it might seem like a tempting shortcut to fast-track your homeownership goals. Before...
Unlock Your Dream Home: 20 Insider Tips from Real Estate Agents
Buying a home can be thrilling and terrifying all at once. It's a major life decision packed with complex paperwork and potential pitfalls. But don't worry, we've got you covered! We've distilled the wisdom of seasoned real estate agents into 20 actionable tips,...
5 Key Factors That Determine Your Mortgage Rate – What You Need to Know
Introduction Your mortgage rate is like the anchor of your home-buying budget—it holds everything in place. Even a small change can mean saving or spending thousands of dollars over the life of your loan. But what goes into determining that rate? Let’s explore the...
The Complete Guide to Preparing for Your First Mortgage Application
Introduction Buying your first home is a milestone, but the mortgage process can feel like navigating a maze blindfolded. The good news? With a little preparation, you can tackle it with confidence and even impress your lender. This guide will help you organize your...
Home Loans
Understanding Loan Amortization: What It Means for Your Mortgage Payments
Imagine you just got a shiny new mortgage. You're dreaming of that cozy living...
Unlock Your Home’s Secret Weapon: A Guide to HELOCs (and How Not to Lose Your Shirt)
Alright folks, let's talk about something that sounds way fancier than it...
FHA vs. Conventional Loans: Which One Is Right for You?
Two Paths to Homeownership FHA loans and conventional loans offer unique paths...
Thankful for Homeownership: How to Make the Most of Your Equity
(Updated 11/30/24) Owning a home is more than just having a place to call your...
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