If you've served your country, you’ve unlocked an exclusive club in the mortgage world: the VA loan. This isn’t just any mortgage; it’s one with zero down payment, no pesky PMI, and flexible credit options, crafted just for veterans, active duty members, and their...
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What is a VA Loan Guarantee?
The VA Loan Guaranty program is a cornerstone of homeownership for veterans, active-duty service members, and their families. Designed to make homeownership more accessible, this program provides significant protections for both lenders and borrowers. In this guide,...
Choosing the Right Mortgage for Your Needs
So, you’ve decided to buy a home. Congratulations! You’re about to take one of the most monumental steps in adulting: homeownership. But before you get to pick out paint swatches or argue with your partner about the pros and cons of open-concept living, you need to...
Everything You Need to Know About VA Loan Assumptions for Buyers and Sellers
(Updated 11/30/24) For veterans and active-duty service members, VA loans provide an excellent opportunity to secure home financing. One often-overlooked feature of VA loans is their assumability, which allows a new buyer to take over, or "assume," an existing VA...
VA Loan Myths Debunked: What You Need to Know
(Updated 11/30/24) VA loans, backed by the U.S. Department of Veterans Affairs, provide an incredible opportunity for veterans, active-duty service members, and eligible surviving spouses to achieve homeownership. Despite their benefits, VA loans are often surrounded...
VA Cash-Out Refinance: How to Access Your Home’s Equity
(Updated 11/30/24) As a veteran, active-duty service member, or eligible spouse, you have access to unique financial opportunities that support homeownership. One of the most versatile tools at your disposal is the VA Cash-Out Refinance. This program enables you to...
VA Streamline Refinance: Simplifying Your Mortgage
If you're a veteran, active-duty service member, or eligible surviving spouse, you already know that VA loans offer fantastic benefits for buying a home. But what if you want to lower your mortgage payment or interest rate without the hassle of a long approval...
VA Loan Funding Fee: Understanding the Costs & Maximizing Your Savings
(Updated 11/29/24) VA loans are a lifeline for many veterans, service members, and their families, offering benefits like no down payment and competitive interest rates. However, one unique cost associated with these loans is the VA funding fee. Let’s break down what...
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Understanding Loan Amortization: What It Means for Your Mortgage Payments
Imagine you just got a shiny new mortgage. You're dreaming of that cozy living...
Unlock Your Home’s Secret Weapon: A Guide to HELOCs (and How Not to Lose Your Shirt)
Alright folks, let's talk about something that sounds way fancier than it...
FHA vs. Conventional Loans: Which One Is Right for You?
Two Paths to Homeownership FHA loans and conventional loans offer unique paths...
Thankful for Homeownership: How to Make the Most of Your Equity
(Updated 11/30/24) Owning a home is more than just having a place to call your...
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