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Oak Island, NC
St. James, NC
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Oak Island, NC
Oak Island is a serene and family-friendly beach town located along the southern coast of North Carolina. Known for its expansive beaches, peaceful residential neighborhoods, and abundant outdoor recreation opportunities, Oak Island is a haven for those seeking a relaxed coastal lifestyle. With over 60 public beach access points, two fishing piers, and a range of parks and nature trails, Oak Island offers a perfect blend of beachfront living and nature.
Just a short drive from Southport and Wilmington, Oak Island is an ideal location for families, retirees, and vacationers alike, offering the best of North Carolina’s coastal beauty.
Living in St. James
Real Estate
Oak Island’s real estate market is characterized by its beachfront properties, vacation homes, and charming cottages. The town offers a variety of housing options for both permanent residents and vacationers looking to invest in a second home.
- Home Prices: The median home price in Oak Island ranges from $300,000 to over $1 million, with beachfront and ocean-view properties commanding the highest prices. Homes located further inland tend to be more affordable, typically ranging from $300,000 to $600,000.
- Property Types: Oak Island offers single-family homes, vacation cottages, and a number of condos and townhomes. The variety of housing options makes it an attractive destination for both first-time homebuyers and those seeking luxury beachfront living.
- Market Trends: Oak Island’s real estate market is competitive, particularly during peak beach season. Properties near the ocean or with water views tend to sell quickly, and the town’s popularity as a vacation destination keeps demand high.
Featured Agents & Loan Officers
Education
Schools
Oak Island is part of the Brunswick County School District, providing quality public education options for families. Students in Oak Island typically attend:

Southport Elementary School

South Brunswick Middle School

South Brunswick High School
These schools offer a well-rounded education, including Advanced Placement (AP) courses at the high school level, robust extracurricular programs, and small class sizes. In addition to the public school options, St. James families may also explore nearby private schools, including Southport Christian School and charter schools in the Brunswick County area.
Things to Do
Recreation and Amenities
Oak Island offers an abundance of outdoor activities and amenities, making it a popular destination for both residents and visitors. With its miles of beaches, parks, and nature trails, there’s something for everyone in Oak Island.
- Beaches: Oak Island is home to over 10 miles of sandy beaches, offering numerous public access points for swimming, sunbathing, and beachcombing.
- Fishing: The town has two fishing piers—Oak Island Pier and Ocean Crest Pier—which are popular spots for both local and visiting anglers.
- Parks & Nature Trails: Oak Island boasts several parks, including Middleton Park and Oak Island Nature Center, where residents can enjoy picnicking, sports, and outdoor recreation. The Oak Island Nature Trails provide peaceful walks through the island’s natural habitats.
- Golf: For golf enthusiasts, Oak Island offers several nearby courses, including Oak Island Golf Club, where players can enjoy scenic views while they play.
Important Stuff
Traffic & Commute
Oak Island offers easy access to nearby towns and cities, making it a convenient location for residents who want to enjoy coastal living without being too far from urban amenities.
- Commuting: Oak Island is located just a short drive from Southport and Wilmington, with major highways like NC-133 and US-17 providing easy routes for commuters. Most residents rely on personal vehicles for transportation.
- Public Transportation: While Oak Island does not have an extensive public transportation system, local taxis and ride-sharing services are available for residents and visitors.
Health & Medical Facilities
Residents of Oak Island have access to nearby medical services, including hospitals and clinics in Southport and Bolivia. The Dosher Memorial Hospital in Southport offers emergency care, surgical services, and a variety of outpatient programs.
For additional healthcare needs, residents can also access Novant Health Brunswick Medical Center, which is located a short drive away in Bolivia. The town also has several primary care providers and urgent care facilities.
Community
Community & Lifestyle
The lifestyle in Oak Island is centered around its natural beauty and relaxed pace of life. With a focus on outdoor recreation, community events, and beachside living, Oak Island offers a perfect environment for families, retirees, and vacationers.
- Family-Friendly & Vacation-Oriented: Oak Island is a family-friendly town with a laid-back, beach-focused lifestyle. It also attracts many vacationers, creating a dynamic mix of full-time residents and seasonal visitors.
- Community Events: The town hosts a variety of community events, including summer concerts, holiday celebrations, and beach cleanups, fostering a strong sense of community among residents.
Important Stuff
Taxes
Oak Island has a relatively low property tax rate, making it an affordable option for coastal living. The total property tax rate for Oak Island is approximately $0.68 per $100 of assessed property value, which includes the Brunswick County rate of $0.485 per $100 and the municipal tax of $0.195 per $100.
- Additional Fees: Oak Island property owners may also incur stormwater management fees and beach nourishment fees, which contribute to the maintenance of the island’s natural resources and infrastructure.
- Comparison to Other Towns: Oak Island’s property tax rates are lower than nearby Southport and Bald Head Island, offering a more budget-friendly option for beach enthusiasts.
Crime & Safety
Oak Island is known for its safe, family-friendly environment. The town has a relatively low crime rate, with most incidents involving minor property crimes. Oak Island’s police department is highly engaged in the community, helping to maintain a peaceful and secure atmosphere for both residents and vacationers.