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FHA vs. VA Loan: Which One Wins for You (and Why It’s Not Just About the Down Payment)

FHA vs. VA Loan: Which One Wins for You (and Why It’s Not Just About the Down Payment)

by Scott Gentry | May 29, 2025 | FHA Loan, VA Loan

Choosing Between an FHA Loan and a VA Loan? Let’s Make It Less Confusing Than a Cell Phone Plan If you’ve been researching home loans and feel like you’ve stumbled into a game show called “Who Wants to Understand Mortgage Acronyms?” — don’t worry, you’re not alone....
How to Choose Between a Conventional and a Government-Backed Loan

How to Choose Between a Conventional and a Government-Backed Loan

by Scott Gentry | Apr 11, 2025 | Conventional Loan, FHA Loan, VA Loan

A decision-making guide comparing FHA, VA, and USDA loans against conventional options for different buyer profiles Buying a home comes with dozens of decisions—neighborhood, budget, down payment—but one of the most important (and overlooked) decisions is which type...
FHA vs. Conventional Loans: Which One Is Right for You?

FHA vs. Conventional Loans: Which One Is Right for You?

by Scott Gentry | Nov 22, 2024 | Conventional Loan, FHA Loan

Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these...
The Ultimate Guide to Conventional Loans: Everything You Need to Know About This Flexible Mortgage Option

The Ultimate Guide to Conventional Loans: Everything You Need to Know About This Flexible Mortgage Option

by Scott Gentry | Nov 1, 2024 | Conventional Loan

(Updated 1/2/25) Making the leap from renting to owning a home is a major milestone—congratulations! When it comes to financing, conventional loans are among the most popular choices. Unlike FHA, VA, or USDA loans, conventional loans aren’t backed by the government....
5 Things Mortgage Brokers Wish You Knew About Getting a Mortgage

5 Things Mortgage Brokers Wish You Knew About Getting a Mortgage

by Scott Gentry | Oct 26, 2024 | First-Time Homebuyer

Buying a home is one of the biggest financial commitments most people will make, yet the mortgage process is often full of complexity. Many borrowers dive into the mortgage process without fully understanding it, which can lead to higher costs and unnecessary stress....
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