by Scott Gentry | Nov 24, 2024 | HELOC
Alright folks, let’s talk about something that sounds way fancier than it actually is: Home Equity Lines of Credit, or HELOCs for those in the know (and those who like acronyms). Think of it like this: you’ve been diligently paying your mortgage, building... 
by Scott Gentry | Nov 22, 2024 | First-Time Homebuyer, Getting Started
The Great Homebuying Dilemma With mortgage rates flirting with 7% as we close out 2024, aspiring homeowners face a pivotal question: Should I buy now, or wait? While the answer depends on individual circumstances, understanding the current market dynamics and... 
by Scott Gentry | Nov 22, 2024 | Conventional Loan, FHA Loan
Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these... 
by Scott Gentry | Nov 19, 2024 | First-Time Homebuyer, Getting a Mortgage, Getting Started
Pre-Qualified vs. Pre-Approved—Decoding the Mortgage Lingo The world of mortgage terminology is like a room full of people speaking in acronyms while you’re just looking for the exit. Among the most confusing pair of terms: pre-qualification and pre-approval. They... 
by Scott Gentry | Nov 16, 2024 | Finding a Home, Getting Started
(Updated 11/30/24) Taking the leap into homeownership is exciting, but it’s also a process that demands careful planning and preparation. Before you start touring open houses or envisioning your new décor, it’s crucial to lay a solid foundation to ensure your...