by Scott Gentry | May 29, 2025 | FHA Loan, VA Loan
Choosing Between an FHA Loan and a VA Loan? Let’s Make It Less Confusing Than a Cell Phone Plan If you’ve been researching home loans and feel like you’ve stumbled into a game show called “Who Wants to Understand Mortgage Acronyms?” — don’t worry, you’re not alone.... 
by Scott Gentry | Apr 11, 2025 | Conventional Loan, FHA Loan, VA Loan
A decision-making guide comparing FHA, VA, and USDA loans against conventional options for different buyer profiles Buying a home comes with dozens of decisions—neighborhood, budget, down payment—but one of the most important (and overlooked) decisions is which type... 
by Scott Gentry | Mar 11, 2025 | Getting a Mortgage, Mortgage Basics
For years, low mortgage rates made homeownership more affordable, allowing buyers to stretch their budgets and secure dream homes with relatively low monthly payments. But as interest rates climb, the homebuying equation changes. Higher rates impact affordability,... 
by Scott Gentry | Feb 24, 2025 | First-Time Homebuyer, Getting a Mortgage
Debunking the Down Payment Dilemma You’ve saved, you’ve dreamed, and now you’re ready to buy a home. But wait—someone just told you that you need to cough up a 20% down payment before you even think about stepping foot into an open house. Cue the panic. We’re here to... 
by Scott Gentry | Jan 7, 2025 | Getting a Mortgage
Introduction Your mortgage rate is like the anchor of your home-buying budget—it holds everything in place. Even a small change can mean saving or spending thousands of dollars over the life of your loan. But what goes into determining that rate? Let’s explore the...