by Scott Gentry | Nov 16, 2024 | Finding a Home, Getting Started
(Updated 11/30/24) Taking the leap into homeownership is exciting, but it’s also a process that demands careful planning and preparation. Before you start touring open houses or envisioning your new décor, it’s crucial to lay a solid foundation to ensure your... 
by Scott Gentry | Nov 4, 2024 | Credit Basics, Getting a Mortgage
So, you’ve set your sights on buying a home within the next year. That’s fantastic! But if you want to lock in the best mortgage rates and avoid financial headaches, it’s time to give your credit the star treatment. Yes, that three-digit number can feel elusive and... 
by Scott Gentry | Nov 1, 2024 | Conventional Loan
You’re ready to break free from rent purgatory and make the leap into homeownership—congratulations! Now it’s time to talk about one of the most popular and versatile mortgage types available: the conventional loan. Unlike FHA, VA, or USDA loans, conventional loans... 
by Scott Gentry | Oct 30, 2024 | First-Time Homebuyer
Owning a Home Is Fun…and Terrifying Ah, the dream of homeownership. You’ve binged enough HGTV to know the difference between “shiplap” and “board and batten,” but now the reality of buying a home feels about as approachable as learning calculus—while on fire.... 
by Scott Gentry | Oct 21, 2024 | Building Credit, First-Time Homebuyer, Managing Debt
So, you’ve finally decided to take the plunge and buy a home. Welcome to adulthood’s grand arena, where instead of gladiators fighting lions, you’ll battle credit scores and interest rates. And spoiler alert: the lions might be less terrifying. Your credit score...