by Scott Gentry | Jan 7, 2025 | Getting a Mortgage
Introduction Your mortgage rate is like the anchor of your home-buying budget—it holds everything in place. Even a small change can mean saving or spending thousands of dollars over the life of your loan. But what goes into determining that rate? Let’s explore the... 
by Scott Gentry | Jan 7, 2025 | Getting a Mortgage
Introduction Buying your first home is a milestone, but the mortgage process can feel like navigating a maze blindfolded. The good news? With a little preparation, you can tackle it with confidence and even impress your lender. This guide will help you organize your... 
by Scott Gentry | Nov 15, 2024 | Getting Started
Buying a home is one of the most significant financial decisions you’ll ever make. The dream of homeownership is exciting, but timing is everything. Is now the right time for you to take the plunge? Before you sign on the dotted line, it’s crucial to evaluate your... 
by Scott Gentry | Nov 11, 2024 | First-Time Homebuyer
Introduction Buying a home is often seen as the pinnacle of financial achievement, but for many, the down payment can feel like a steep barrier. While the traditional 20% down payment is ideal, it isn’t always practical. The good news? With a bit of creativity and... 
by Scott Gentry | Nov 1, 2024 | Conventional Loan
(Updated 1/2/25) Making the leap from renting to owning a home is a major milestone—congratulations! When it comes to financing, conventional loans are among the most popular choices. Unlike FHA, VA, or USDA loans, conventional loans aren’t backed by the government....