by Scott Gentry | Mar 10, 2025 | Getting a Mortgage
Homeownership Without the W-2 Being your own boss has its perks—flexibility, control, and writing off half your expenses. But when it comes to getting a mortgage? Lenders tend to see self-employed buyers as a financial Rubik’s Cube. Unlike traditional W-2 employees... 
by Scott Gentry | Jan 7, 2025 | Getting a Mortgage
Introduction Buying your first home is a milestone, but the mortgage process can feel like navigating a maze blindfolded. The good news? With a little preparation, you can tackle it with confidence and even impress your lender. This guide will help you organize your... 
by Scott Gentry | Sep 16, 2024 | Credit Basics, Mortgage Basics
(Updated 11/30/24) When applying for a mortgage, personal loan, or even a credit card, lenders often evaluate your Debt-to-Income Ratio (DTI). This critical metric reveals how much of your monthly income is dedicated to paying off debts and helps determine your... 
by Scott Gentry | Sep 16, 2024 | HELOC
(Updated 11/30/24) A home equity line of credit (HELOC) can be a powerful financial tool, offering homeowners the flexibility to borrow against the equity they’ve built in their homes. Whether you’re funding home renovations, consolidating debt, or covering unexpected... 
by Scott Gentry | Sep 14, 2024 | RV Loans
Purchasing an RV can open up a world of adventure, allowing you to travel freely while enjoying the comforts of home on the road. However, RVs are a significant financial investment, and securing the best loan rate can save you thousands of dollars over the life of...