by Scott Gentry | Sep 20, 2024 | Refinance
(Updated 11/30/24) Refinancing your mortgage can unlock significant financial opportunities, from reducing your monthly payments to accessing home equity for other financial needs. However, not every refinancing option is a perfect fit for every homeowner.... 
by Scott Gentry | Aug 22, 2024 | Conventional Loan
(Updated 11/29/24) Closing on a conventional loan comes with a variety of fees and expenses, collectively known as closing costs. Having a clear grasp of these costs can help you prepare financially and avoid surprises as you move through the homebuying process. Let’s... 
by Scott Gentry | Aug 1, 2024 | Getting a Mortgage
(Updated 11/29/24)Welcome, future homeowners! One of the most critical steps in buying a home is securing a mortgage, yet nearly half of homebuyers make a costly mistake—they settle for the first offer they receive. According to the Consumer Financial Protection... 
by Scott Gentry | Jul 15, 2024 | HELOC
Welcome, savvy homeowners, to the world of Home Equity Lines of Credit, or HELOCs. They promise flexibility, liquidity, and the allure of turning your home equity into cold, hard cash. But beware, for hidden costs lurk beneath the surface, ready to pounce on the... 
by Scott Gentry | Jun 18, 2024 | New Auto Loans, Used Auto Loans
Congratulations! You’ve found your dream car – sleek, feature-packed, and ready to hit the road. But before you zoom off the dealership lot, there’s a crucial concept to consider: the true cost of ownership. This goes beyond the enticing monthly payment...