by Scott Gentry | Nov 22, 2024 | Conventional Loan, FHA Loan
Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these... 
by Scott Gentry | Nov 11, 2024 | First-Time Homebuyer
Introduction Buying a home is often seen as the pinnacle of financial achievement, but for many, the down payment can feel like a steep barrier. While the traditional 20% down payment is ideal, it isn’t always practical. The good news? With a bit of creativity and... 
by Scott Gentry | Nov 1, 2024 | Conventional Loan
You’re ready to break free from rent purgatory and make the leap into homeownership—congratulations! Now it’s time to talk about one of the most popular and versatile mortgage types available: the conventional loan. Unlike FHA, VA, or USDA loans, conventional loans... 
by Scott Gentry | Oct 31, 2024 | FHA Loan
So, you’re thinking of buying a house? Bless your heart. You’re about to step into a world of bewildering jargon, heaps of paperwork, and enough fine print to make you contemplate a career in escapism. But fear not! Here’s a detailed, (hopefully) delightful FAQ guide... 
by Scott Gentry | Oct 26, 2024 | First-Time Homebuyer
Buying a home is one of the biggest financial commitments most people will make, yet the mortgage process is often full of complexity. Many borrowers dive into the mortgage process without fully understanding it, which can lead to higher costs and unnecessary stress....