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FHA vs. VA Loan: Which One Wins for You (and Why It’s Not Just About the Down Payment)

FHA vs. VA Loan: Which One Wins for You (and Why It’s Not Just About the Down Payment)

by Scott Gentry | May 29, 2025 | FHA Loan, VA Loan

Choosing Between an FHA Loan and a VA Loan? Let’s Make It Less Confusing Than a Cell Phone Plan If you’ve been researching home loans and feel like you’ve stumbled into a game show called “Who Wants to Understand Mortgage Acronyms?” — don’t worry, you’re not alone....
Can I Buy a Home with Bad Credit? Here’s What They Don’t Tell You (But We Will)

Can I Buy a Home with Bad Credit? Here’s What They Don’t Tell You (But We Will)

by Scott Gentry | May 27, 2025 | Credit Basics, Credit Repair, FHA Loan, Getting a Mortgage, VA Loan

You’re Not Alone (and No, You’re Not Doomed) You’ve pulled your credit score and it whispered, “Oof.” We get it. Maybe it’s the ghost of an old credit card, a few missed payments, or that time you financed a flat-screen during a Black Friday frenzy. Whatever the...
How to Choose Between a Conventional and a Government-Backed Loan

How to Choose Between a Conventional and a Government-Backed Loan

by Scott Gentry | Apr 11, 2025 | Conventional Loan, FHA Loan, VA Loan

A decision-making guide comparing FHA, VA, and USDA loans against conventional options for different buyer profiles Buying a home comes with dozens of decisions—neighborhood, budget, down payment—but one of the most important (and overlooked) decisions is which type...
Homebuying for Teachers: Special Programs and Discounts

Homebuying for Teachers: Special Programs and Discounts

by Scott Gentry | Mar 7, 2025 | First-Time Homebuyer, Getting a Mortgage

Helping Teachers Become Homeowners Teachers shape the future, but let’s be real—between grading papers, lesson planning, and buying classroom supplies out of pocket, saving for a home can feel impossible. Fortunately, there are special mortgage programs and grants...
FHA vs. Conventional Loans: Which One Is Right for You?

FHA vs. Conventional Loans: Which One Is Right for You?

by Scott Gentry | Nov 22, 2024 | Conventional Loan, FHA Loan

Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these...
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