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Renting vs. Buying in 2025: What’s the Smarter Move?

Renting vs. Buying in 2025: What’s the Smarter Move?

by Scott Gentry | Jun 10, 2025 | First-Time Homebuyer

Still Renting in 2025? You’re Not Alone… But Should You Be? If you’re renting right now, you’re probably familiar with a few 2025 realities: rising rent, glitchy appliances, and a landlord who raises prices faster than your streaming service subscriptions. Meanwhile,...
What Are Seller Credits? A Homebuyer’s Shortcut to Lower Costs

What Are Seller Credits? A Homebuyer’s Shortcut to Lower Costs

by Scott Gentry | May 26, 2025 | Closing on a Home, First-Time Homebuyer

Let’s say you find the perfect home, but those closing costs? Not so perfect. Enter: seller credits — one of the smartest tools in your homebuying toolkit. Whether you’re a first-time buyer trying to save on upfront costs or a savvy negotiator, seller credits...
What is Loan Term? Why It Might Matter More Than Your Interest Rate

What is Loan Term? Why It Might Matter More Than Your Interest Rate

by Scott Gentry | May 14, 2025 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics

Ever had a conversation with your mortgage lender or real estate agent and thought, “Why does everyone keep asking me about my loan term like it’s a BuzzFeed quiz result?” Well, it’s because your loan term is one of the most important (and...
Pre-Approval Checklist: Everything You Need Before House Hunting Gets Real

Pre-Approval Checklist: Everything You Need Before House Hunting Gets Real

by Scott Gentry | May 8, 2025 | Getting a Mortgage

Let’s be honest: trying to buy a home without pre-approval is like bringing Monopoly money to an auction. Sellers won’t take you seriously—and neither will your real estate agent. Luckily, getting pre-approved is easier than assembling Ikea furniture, and we’ve teamed...
Can I Really Afford to Buy a Home? (Spoiler: It’s Probably More Possible Than You Think)

Can I Really Afford to Buy a Home? (Spoiler: It’s Probably More Possible Than You Think)

by Scott Gentry | May 2, 2025 | First-Time Homebuyer, Getting Started

The Dream vs. The Doubt If you’ve ever stared longingly at a “For Sale” sign and thought, “Must be nice…” — you’re not alone. Buying a home feels out of reach for a lot of people, especially with rising costs, headlines about interest rates, and the myth...
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