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What is Loan Term? Why It Might Matter More Than Your Interest Rate

What is Loan Term? Why It Might Matter More Than Your Interest Rate

by Scott Gentry | May 14, 2025 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics

Ever had a conversation with your mortgage lender or real estate agent and thought, “Why does everyone keep asking me about my loan term like it’s a BuzzFeed quiz result?” Well, it’s because your loan term is one of the most important (and...
5 Key Factors That Determine Your Mortgage Rate – What You Need to Know

5 Key Factors That Determine Your Mortgage Rate – What You Need to Know

by Scott Gentry | Jan 7, 2025 | Getting a Mortgage

Introduction Your mortgage rate is like the anchor of your home-buying budget—it holds everything in place. Even a small change can mean saving or spending thousands of dollars over the life of your loan. But what goes into determining that rate? Let’s explore the...
Ultimate Guide to Refinancing: Everything You Should Know

Ultimate Guide to Refinancing: Everything You Should Know

by Scott Gentry | Sep 20, 2024 | Refinance

(Updated 11/30/24) Refinancing your mortgage can unlock significant financial opportunities, from reducing your monthly payments to accessing home equity for other financial needs. However, not every refinancing option is a perfect fit for every homeowner....
Auto Loan Terms Explained: Understanding the Fine Print

Auto Loan Terms Explained: Understanding the Fine Print

by Scott Gentry | Jul 15, 2024 | New Auto Loans, Used Auto Loans, Vehicle Loans

Welcome, to the convoluted and occasionally mystifying world of auto loans. If you’ve ever felt like you need a law degree to decipher the terms of your car loan, you’re not alone. We’re here to break down the jargon, slice through the red tape, and serve you a...

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