by Scott Gentry | Sep 11, 2024 | Credit Basics
(Updated 11/29/24) Your credit score is a vital financial metric that affects many aspects of your life—from securing loans and mortgages to qualifying for the best interest rates. Understanding what influences this number can empower you to make smarter financial... 
by Scott Gentry | Sep 10, 2024 | Credit Basics
Ah, your credit score. That three-digit number that somehow manages to wield more power over your life than your mother’s opinion about your career choices. Whether you’re applying for a mortgage, financing a car, or just trying to snag a credit card with rewards that... 
by Scott Gentry | Jul 22, 2024 | Building Credit, Credit Basics
(Updated 11/29/24) Curious why your credit score isn’t soaring as high as your aspirations? The answer might lie in one key factor: payment history. Think of it as your financial track record – a report card for your money management skills. A stellar payment history...