by Scott Gentry | Sep 11, 2024 | Credit Basics
Your credit score is one of the most critical numbers in your financial life. It can affect everything from getting approved for a mortgage or auto loan to the interest rates you’re offered and even your ability to rent an apartment. But what exactly makes up this... by Scott Gentry | Sep 10, 2024 | Credit Basics
Your credit score can feel like a mystery, but it’s one of the most important numbers in your financial life. Whether you’re applying for a mortgage, a car loan, or even a new credit card, lenders use your credit score to determine your creditworthiness. So, what... by Scott Gentry | Jul 22, 2024 | Building Credit, Credit Basics
So, you want to know why your credit score isn’t as high as your hopes and dreams? Let’s delve into the nitty-gritty of one of the most crucial components: payment history. It’s like the straight-A report card for your financial life – the one your parents...