by Scott Gentry | Mar 11, 2025 | Getting a Mortgage, Mortgage Basics
For years, low mortgage rates made homeownership more affordable, allowing buyers to stretch their budgets and secure dream homes with relatively low monthly payments. But as interest rates climb, the homebuying equation changes. Higher rates impact affordability,... 
by Scott Gentry | Mar 4, 2025 | Getting a Mortgage
The Mortgage Market’s Rollercoaster Ride Picture this: You’ve found the perfect home, negotiated the price, and are ready to close—then, BAM! Mortgage rates spike overnight, throwing your monthly payment into chaos. Welcome to the ever-fluctuating world of mortgage...