by Scott Gentry | Apr 29, 2025 | Getting a Mortgage, Selling Your Home
The R-Word Nobody Likes to Say Aloud Ah, recession. That five-syllable word that instantly makes people tighten their wallets, Google “Should I cancel Netflix?”, and wonder if now is the absolute worst time to buy or sell a home. But before we let the doom-and-gloom... 
by Scott Gentry | Mar 11, 2025 | Getting a Mortgage, Mortgage Basics
For years, low mortgage rates made homeownership more affordable, allowing buyers to stretch their budgets and secure dream homes with relatively low monthly payments. But as interest rates climb, the homebuying equation changes. Higher rates impact affordability,... 
by Scott Gentry | Sep 18, 2024 | Mortgage News
If you’ve been watching the housing market closely, you may have noticed a recent drop in interest rates. For potential homebuyers, this raises an important question: Should you jump into the market now, or wait for rates to fall even further? While it might seem... 
by Scott Gentry | May 29, 2024 | Adjustable Rate Mortgage, Conventional Loan, First-Time Homebuyer, Getting Started
(Updated 11/27/24) Securing a mortgage is one of the most significant financial steps you’ll take, and understanding how interest rates affect your monthly payments and overall loan cost is essential. This guide breaks down the influence of mortgage interest...