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Deciding how to finance your home is one of the biggest financial choices you’ll ever make. For many buyers and homeowners looking to refinance, the debate often comes down to choosing an adjustable-rate mortgage (ARM) or sticking with a fixed-rate loan. Right now,...
A decision-making guide comparing FHA, VA, and USDA loans against conventional options for different buyer profiles Buying a home comes with dozens of decisions—neighborhood, budget, down payment—but one of the most important (and overlooked) decisions is which type...
Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these...
(Updated 1/2/25) Making the leap from renting to owning a home is a major milestone—congratulations! When it comes to financing, conventional loans are among the most popular choices. Unlike FHA, VA, or USDA loans, conventional loans aren’t backed by the government....
So, you’ve decided to buy a home. Congratulations! You’re about to take one of the most monumental steps in adulting: homeownership. But before you get to pick out paint swatches or argue with your partner about the pros and cons of open-concept living, you need to...
(Updated 1/2/25) When choosing a mortgage, understanding the distinction between conforming and non-conforming loans can help you make an informed decision. While both types fall under the category of conventional loans, they differ in their qualifications, loan...
(Updated 11/29/24) Closing on a conventional loan comes with a variety of fees and expenses, collectively known as closing costs. Having a clear grasp of these costs can help you prepare financially and avoid surprises as you move through the homebuying process. Let’s...
(Updated 12/10/24) Welcome to the mortgage showdown, where the contenders are Jumbo Loans and Conventional Loans. While they might seem like two sides of the same financial coin, these mortgage types cater to distinctly different needs. Let’s break down their...
(Updated 11/26/24) Welcome to the world of conventional loans! You’re stepping into a financial journey that, while it may feel complex at first, can be tailored to fit your unique needs—like finding a perfectly tailored suit. Whether you’re a first-time buyer or a...
(Updated 1/2/25) Conventional Loan Quiz: Test Your Knowledge Question 1: What is a conventional loan? A. A loan that is not insured or guaranteed by the governmentB. A loan provided only to veteransC. A loan with no down payment requirements Answer: A. A loan that is...
(Updated 11/26/24) Owning a home is a cherished goal for many, but if your credit score isn’t perfect, the path to homeownership can feel like an uphill climb. Images of rejected applications and high-interest rates may discourage you—but don’t give up just yet!...
(Updated 11/28/24) Serving your country is no small feat, and the VA Loan program is one way the U.S. shows gratitude to veterans and active-duty service members. It’s like a VIP pass in the mortgage world—offering exclusive benefits to help you achieve homeownership....
(Updated 11/27/24) Securing a mortgage is one of the most significant financial steps you'll take, and understanding how interest rates affect your monthly payments and overall loan cost is essential. This guide breaks down the influence of mortgage interest rates on...
Refinancing in October can be smart if you’ll (1) lower your rate or remove...
A quick reality check: your home is both a place and a balance sheet Equity is...
Introduction: Your Home’s Value Isn’t Just a Number — It’s a Story If you own...
If you’re a veteran, active-duty service member, or eligible surviving spouse...
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