by Scott Gentry | May 27, 2025 | Credit Basics, Credit Repair, FHA Loan, Getting a Mortgage, VA Loan
You’re Not Alone (and No, You’re Not Doomed) You’ve pulled your credit score and it whispered, “Oof.” We get it. Maybe it’s the ghost of an old credit card, a few missed payments, or that time you financed a flat-screen during a Black Friday frenzy. Whatever the... 
by Scott Gentry | Sep 15, 2024 | Credit Repair, Refinance
(Updated 11/30/24) Refinancing can be an excellent way to lower your monthly mortgage payments, access better loan terms, or tap into your home’s equity. But if your credit score is less than perfect, the process might seem daunting. While having bad credit can make... 
by Scott Gentry | Jul 15, 2024 | New Auto Loans, Used Auto Loans, Vehicle Loans
Welcome, intrepid car shopper, to the wild and often bewildering world of auto loans. If your credit score is less than stellar, fear not! We’ve got the tips and strategies to help you secure that dream ride without breaking the bank—or your spirit. Buckle up,...