by Scott Gentry | Jul 14, 2025 | Adjustable Rate Mortgage, Conventional Loan
Deciding how to finance your home is one of the biggest financial choices you’ll ever make. For many buyers and homeowners looking to refinance, the debate often comes down to choosing an adjustable-rate mortgage (ARM) or sticking with a fixed-rate loan. Right now,... 
by Scott Gentry | May 29, 2025 | FHA Loan, VA Loan
Choosing Between an FHA Loan and a VA Loan? Let’s Make It Less Confusing Than a Cell Phone Plan If you’ve been researching home loans and feel like you’ve stumbled into a game show called “Who Wants to Understand Mortgage Acronyms?” — don’t worry, you’re not alone.... 
by Scott Gentry | Apr 11, 2025 | Conventional Loan, FHA Loan, VA Loan
A decision-making guide comparing FHA, VA, and USDA loans against conventional options for different buyer profiles Buying a home comes with dozens of decisions—neighborhood, budget, down payment—but one of the most important (and overlooked) decisions is which type... 
by Scott Gentry | Nov 22, 2024 | Conventional Loan, FHA Loan
Two Paths to Homeownership FHA loans and conventional loans offer unique paths to owning a home, each catering to different needs and circumstances. Whether you’re a first-time buyer, a budget-conscious borrower, or someone with excellent credit, understanding these... 
by Scott Gentry | Nov 1, 2024 | Conventional Loan
(Updated 1/2/25) Making the leap from renting to owning a home is a major milestone—congratulations! When it comes to financing, conventional loans are among the most popular choices. Unlike FHA, VA, or USDA loans, conventional loans aren’t backed by the government....