by Scott Gentry | May 13, 2025 | Credit Basics, Finding a Home, First-Time Homebuyer, Getting a Mortgage
Credit scores often feel like a mystery wrapped in a riddle, sprinkled with anxiety. And when someone mentions getting pre-approved for a mortgage, the first thing people ask is: Will this mess up my credit? If you’re preparing to buy a home—or helping someone else do... 
by Scott Gentry | Mar 10, 2025 | Getting a Mortgage
Homeownership Without the W-2 Being your own boss has its perks—flexibility, control, and writing off half your expenses. But when it comes to getting a mortgage? Lenders tend to see self-employed buyers as a financial Rubik’s Cube. Unlike traditional W-2 employees... 
by Scott Gentry | Jan 7, 2025 | Getting a Mortgage
Introduction Buying your first home is a milestone, but the mortgage process can feel like navigating a maze blindfolded. The good news? With a little preparation, you can tackle it with confidence and even impress your lender. This guide will help you organize your... 
by Scott Gentry | Nov 16, 2024 | Finding a Home, Getting Started
(Updated 11/30/24) Taking the leap into homeownership is exciting, but it’s also a process that demands careful planning and preparation. Before you start touring open houses or envisioning your new décor, it’s crucial to lay a solid foundation to ensure your... 
by Scott Gentry | Nov 4, 2024 | Credit Basics, Getting a Mortgage
So, you’ve set your sights on buying a home within the next year. That’s fantastic! But if you want to lock in the best mortgage rates and avoid financial headaches, it’s time to give your credit the star treatment. Yes, that three-digit number can feel elusive and...