by Scott Gentry | Nov 1, 2024 | Conventional Loan
(Updated 1/2/25) Making the leap from renting to owning a home is a major milestone—congratulations! When it comes to financing, conventional loans are among the most popular choices. Unlike FHA, VA, or USDA loans, conventional loans aren’t backed by the government.... 
by Scott Gentry | Oct 30, 2024 | First-Time Homebuyer
Owning a Home Is Fun…and Terrifying Ah, the dream of homeownership. You’ve binged enough HGTV to know the difference between “shiplap” and “board and batten,” but now the reality of buying a home feels about as approachable as learning calculus—while on fire.... 
by Scott Gentry | Oct 21, 2024 | Building Credit, First-Time Homebuyer, Managing Debt
So, you’ve finally decided to take the plunge and buy a home. Welcome to adulthood’s grand arena, where instead of gladiators fighting lions, you’ll battle credit scores and interest rates. And spoiler alert: the lions might be less terrifying. Your credit score... 
by Scott Gentry | Oct 21, 2024 | Credit Repair
Alright, so you’re sitting there, minding your own business, and decide to finally check your credit report—because, you know, being responsible is the new binge-watching Netflix. You open the file, and BAM! A suspicious charge appears. Maybe it’s a debt from a... 
by Scott Gentry | Oct 17, 2024 | First-Time Homebuyer
Buying a house is a lot like preparing for a marathon—except with less running and way more paperwork. You wouldn’t show up for the race without training first, right? Well, the same goes for buying a house. But how do you know if you’re ready to cross the...