by Scott Gentry | Oct 7, 2024 | Credit Basics
(Updated 11/30/24) Your credit score is one of the most influential numbers in your financial journey. Whether you’re buying a home, applying for a credit card, or renting an apartment, it plays a pivotal role in determining your eligibility and the interest... 
by Scott Gentry | Sep 23, 2024 | Credit Products, Credit Repair
(Updated 11/30/24) Your credit report is a detailed record of your financial activity, serving as a key tool for lenders to assess your creditworthiness. By understanding its structure and content, you can gain better control over your financial health, identify any... 
by Scott Gentry | Sep 20, 2024 | Credit Basics
(Updated 11/30/24) Your credit report is a detailed record of your financial behavior, serving as the foundation for your creditworthiness. Lenders use this report to determine if you qualify for loans, credit cards, or mortgages. Understanding its structure can help... 
by Scott Gentry | Sep 16, 2024 | HELOC
(Updated 11/30/24) A home equity line of credit (HELOC) can be a powerful financial tool, offering homeowners the flexibility to borrow against the equity they’ve built in their homes. Whether you’re funding home renovations, consolidating debt, or covering unexpected... 
by Scott Gentry | Sep 14, 2024 | Boat Loans
Buying a boat can be an exciting venture, whether you’re dreaming of weekend fishing trips or long-distance cruising. But before you set sail, it’s important to understand how boat loan pre-approval works and why it can make the purchasing process smoother and...