May 22, 2025 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics
Applying for a mortgage can feel like being invited to a high-stakes game with unclear rules. But once you understand what lenders are really looking at, the process becomes a lot less intimidating — and maybe even empowering. As your real estate agent or loan officer... 
Mar 10, 2025 | Getting a Mortgage
Homeownership Without the W-2 Being your own boss has its perks—flexibility, control, and writing off half your expenses. But when it comes to getting a mortgage? Lenders tend to see self-employed buyers as a financial Rubik’s Cube. Unlike traditional W-2 employees... 
Jan 7, 2025 | Getting a Mortgage
Introduction Buying your first home is a milestone, but the mortgage process can feel like navigating a maze blindfolded. The good news? With a little preparation, you can tackle it with confidence and even impress your lender. This guide will help you organize your... 
Sep 16, 2024 | Credit Basics, Mortgage Basics
(Updated 11/30/24) When applying for a mortgage, personal loan, or even a credit card, lenders often evaluate your Debt-to-Income Ratio (DTI). This critical metric reveals how much of your monthly income is dedicated to paying off debts and helps determine your...
