by Scott Gentry | Jul 30, 2024 | FHA Loan
(Updated 11/29/24) Today, we’re tackling a critical aspect of the home-buying process: the minimum credit score needed for an FHA loan. The Federal Housing Administration (FHA) loan program is a popular choice for first-time homebuyers and those with less-than-perfect... 
by Scott Gentry | Jul 22, 2024 | Getting a Mortgage
(Updated 11/29/24) Mortgages: the magical financial tool that transforms “I can’t afford this house” into “I can totally live here, thanks to the bank’s help!” But diving into the world of home loans can feel like untangling Christmas... 
by Scott Gentry | Jul 11, 2024 | FHA Loan, Refinance
(Updated 11/28/24) Hello, homeowners! If you’re holding an FHA loan and looking for a way to lower your payments or lock in a better interest rate without the hassle of a traditional refinance, the FHA Streamline Refinance could be your golden ticket. Designed to... 
by Scott Gentry | Jul 10, 2024 | FHA Loan
Welcome, future homeowners, to the thrilling world of FHA loans and Debt-to-Income Ratios, or as the cool kids call it, DTI. If you’re thinking about getting an FHA loan, understanding your DTI is crucial. It’s like knowing the rules of the game before you play.... 
by Scott Gentry | Jan 19, 2024 | Getting a Mortgage, Getting Started
(Updated 11/27/24) Owning a home is a cherished dream, but navigating the financial terrain can feel like deciphering an ancient text. Two often-misunderstood terms, Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) for FHA loans, add to the...