by Scott Gentry | Aug 15, 2025 | Finding a Home, First-Time Homebuyer, Getting a Mortgage
As summer winds down and open houses start smelling like pumpkin-spice candles again, lots of buyers wonder: should I jump now or wait for rates to fall further? Here’s a clear, data-driven guide to help you decide—plus smart moves to make over the long weekend.... 
by Scott Gentry | Jul 30, 2025 | Finding a Home
Imagine showing up to a job interview and saying, “I might be a good fit. I haven’t checked my resume, but I feel good about it.”That’s basically what showing a seller a pre-qualification letter is like. Now imagine walking in with a glowing reference, printed resume,... 
by Scott Gentry | Jul 29, 2025 | Finding a Home
Ah, August. The month where you question your life choices while melting into your car seat and wondering if iced coffee counts as hydration. But it’s also the month where serious buyers quietly win. If you’re eyeing a home purchase in 2025—or even just... 
by Scott Gentry | Jul 14, 2025 | Adjustable Rate Mortgage, Conventional Loan
Deciding how to finance your home is one of the biggest financial choices you’ll ever make. For many buyers and homeowners looking to refinance, the debate often comes down to choosing an adjustable-rate mortgage (ARM) or sticking with a fixed-rate loan. Right now,... 
by Scott Gentry | Jun 30, 2025 | Finding a Home, First-Time Homebuyer, Getting Started
If you’ve been waiting for the “perfect” moment to buy a home, you’re not alone. Many buyers feel like they’ve missed the boat if they didn’t purchase during the spring rush. But here’s some good news: July is often one of the best times of the year to buy a house —...