by Scott Gentry | Jun 24, 2024 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics
(Updated 11/26/24) Purchasing a home is a major milestone and one of the largest financial commitments you’ll ever make. While it’s an exciting chapter, it also comes with emotional challenges that can make the journey feel overwhelming. By understanding and... 
by Scott Gentry | Jun 21, 2024 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics
(Updated 11/28/24) Navigating the home-buying process can feel overwhelming, especially when it comes to understanding mortgage rates. These seemingly small percentages have a significant influence on your monthly payments, total loan cost, and overall buying... 
by Scott Gentry | Jun 20, 2024 | First-Time Homebuyer, Getting a Mortgage
Introduction Entering the housing market for the first time can be both exciting and daunting. With rising home prices, fluctuating interest rates, and limited inventory, first-time home buyers in 2024 face unique challenges. This article provides valuable insights... 
by Scott Gentry | Jun 19, 2024 | Conventional Loan, First-Time Homebuyer, Getting a Mortgage
(Updated 1/2/25) Conventional Loan Quiz: Test Your Knowledge Question 1: What is a conventional loan? A. A loan that is not insured or guaranteed by the governmentB. A loan provided only to veteransC. A loan with no down payment requirements Answer: A. A loan that is... 
by Scott Gentry | Jun 17, 2024 | Conventional Loan, Getting a Mortgage, VA Loan
(Updated 11/28/24) Serving your country is no small feat, and the VA Loan program is one way the U.S. shows gratitude to veterans and active-duty service members. It’s like a VIP pass in the mortgage world—offering exclusive benefits to help you achieve homeownership....