by Scott Gentry | Jun 17, 2024 | Getting a Mortgage, Mortgage Basics
(Updated 11/28/24) When navigating the world of mortgages, understanding the difference between loan officers and mortgage brokers can make or break your home financing experience. Both professionals aim to help you secure a loan, but their roles, affiliations, and... 
by Scott Gentry | Jun 12, 2024 | First-Time Homebuyer, Mortgage Basics
(Updated 11/28/24) Congratulations on starting your journey toward homeownership! While envisioning your dream home is exciting, navigating the mortgage process can feel like trying to solve a puzzle with missing pieces. Fear not—this detailed guide will equip you... 
by Scott Gentry | May 29, 2024 | First-Time Homebuyer, Getting a Mortgage
(Updated 11/28/24) Student loan debt doesn’t have to stand in the way of your dream of homeownership. While it can add complexity to the mortgage approval process, careful planning and smart strategies can help you overcome the challenges and secure a home loan.... 
by Scott Gentry | May 29, 2024 | Adjustable Rate Mortgage, Conventional Loan, First-Time Homebuyer, Getting Started
(Updated 11/27/24) Securing a mortgage is one of the most significant financial steps you’ll take, and understanding how interest rates affect your monthly payments and overall loan cost is essential. This guide breaks down the influence of mortgage interest... 
by Scott Gentry | May 29, 2024 | Getting a Mortgage
(Updated 11/28/24) Congratulations! You’re ready to buy a home—a milestone worth celebrating. But before you start pinning dream kitchens and touring open houses, there’s one critical factor to address: your mortgage rate. A lower rate isn’t just a number; it’s a...