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How to Reduce Closing Costs Without Cutting Corners

How to Reduce Closing Costs Without Cutting Corners

by Scott Gentry | May 23, 2025 | Closing on a Home, First-Time Homebuyer, Getting a Mortgage

The joy of buying a home can quickly turn into sticker shock when you see the total closing costs. But here’s the good news: many of those expenses aren’t set in stone. With some smart planning — and a little insider guidance from your agent or loan officer (that’s...
Understanding the Closing Statement: Here’s What You Need to Know

Understanding the Closing Statement: Here’s What You Need to Know

by Scott Gentry | Dec 10, 2024 | Closing on a Home, Getting a Mortgage

Buying a home is a marathon, not a sprint. You’ve toured countless houses, survived the bidding wars, navigated the maze of loan approvals, and now you’re standing at the finish line. All that’s left? The closing statement. This final piece of paperwork may seem...
A Step-by-Step Guide to the Loan Application Process (Updated)

A Step-by-Step Guide to the Loan Application Process (Updated)

by Scott Gentry | Sep 18, 2024 | Getting a Mortgage, Home Loans, Mortgage Basics

(Updated 11/25/24) Buying a home is one of life’s biggest milestones. However, the process of securing a mortgage can feel overwhelming, especially if you’re unfamiliar with the steps involved. From setting a budget to signing the final paperwork, every stage of the...
Legal Aspects of Mortgages: Contracts and Disclosures

Legal Aspects of Mortgages: Contracts and Disclosures

by Scott Gentry | Jul 26, 2024 | Closing on a Home, First-Time Homebuyer

Introduction Today, we’re diving into the thrilling (yes, thrilling) world of mortgage contracts and disclosures. It’s like navigating a maze with legal jargon and fine print at every turn, but fear not! We’re here to make sense of it all and keep you entertained...

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