by Scott Gentry | Jul 17, 2024 | Refinance
(Updated 11/29/24) Refinancing your mortgage can feel like a complex puzzle, but when approached strategically, it can be a smart financial move. Whether you’re aiming to lower your monthly payments, access home equity, or secure a better interest rate, it’s essential... 
by Scott Gentry | Jul 10, 2024 | Refinance
(Updated 11/28/24) Refinancing your mortgage can feel like unlocking a secret level in a video game—exciting, full of opportunities, and requiring just the right strategy. One of the key metrics lenders use to determine refinancing eligibility is your Loan-to-Value... 
by Scott Gentry | Jun 28, 2024 | Home Ownership, Refinance
(Updated 11/28/24) Owning a home is more than just a place to live—it’s a significant financial asset. Cash-out refinancing lets you unlock the value of your home equity and convert it into cash, providing opportunities to address pressing financial needs or achieve... 
by Scott Gentry | Jun 20, 2024 | Credit Repair, Managing Debt
(Updated 11/26/24) Tackling debt might feel like climbing a steep mountain, but with the right strategies and tools, you can conquer it and enjoy a debt-free future. This guide explores the various types of debt, how to develop a repayment plan, the best tools for... 
by Scott Gentry | Jun 20, 2024 | Home Ownership, Managing Debt
(Updated 11/26/24) An underwater mortgage—is sometimes called an upside-down mortgage. So how can this happen? Well, it occurs when the balance on your mortgage is higher than the property’s current market value. It can feel like a heavy burden, but there are...