by Scott Gentry | Jun 21, 2024 | Credit Basics, Credit Repair, New Auto Loans, Used Auto Loans
Your credit score plays a pivotal role in determining the interest rates and terms of your auto loan. A strong credit score can save you thousands over the life of your loan, while a weak score can make borrowing significantly more expensive. This guide explains the... 
by Scott Gentry | Jun 20, 2024 | Credit Repair, Managing Debt
(Updated 11/26/24) Tackling debt might feel like climbing a steep mountain, but with the right strategies and tools, you can conquer it and enjoy a debt-free future. This guide explores the various types of debt, how to develop a repayment plan, the best tools for... 
by Scott Gentry | Jun 20, 2024 | Home Ownership, Managing Debt
(Updated 11/26/24) An underwater mortgage—is sometimes called an upside-down mortgage. So how can this happen? Well, it occurs when the balance on your mortgage is higher than the property’s current market value. It can feel like a heavy burden, but there are... 
by Scott Gentry | Jun 18, 2024 | Building Credit, Credit Basics
(Updated 11/28/24) Imagine your credit score as the ultimate key to your financial universe. Whether it’s buying a home, securing a loan, or even getting that dream job, your credit score influences countless aspects of your life. But what exactly is this three-digit... 
by Scott Gentry | Feb 13, 2024 | First-Time Homebuyer, Getting a Mortgage, Mortgage Basics
(updated 11/28/24) Owning a home is a cornerstone of the American dream, and for most, a mortgage is the golden key to making that dream a reality. But before you start picking out paint swatches and moving boxes, there’s a critical number you need to understand: your...