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Understanding Mortgage Points: A Comprehensive Guide

Understanding Mortgage Points: A Comprehensive Guide

by Scott Gentry | Jul 22, 2024 | Getting a Mortgage

(Updated 11/29/24) Hello, future homeowners! If you’re exploring mortgages, you’ve likely encountered the term mortgage points. What exactly are they, and how can they impact your loan and finances? Let’s demystify this concept, helping you understand how mortgage...
How to Set a Realistic Homebuying Budget

How to Set a Realistic Homebuying Budget

by Scott Gentry | Jul 8, 2024 | First-Time Homebuyer, Getting a Mortgage, Getting Started

(Updated 11/28/24) Embarking on the path to homeownership is thrilling, but it can also feel overwhelming without a clear financial plan. Like any great adventure, success begins with a solid map. In this case, that map is your homebuying budget—a tool to guide your...
Saving for a Down Payment: Tips and Strategies

Saving for a Down Payment: Tips and Strategies

by Scott Gentry | Jul 8, 2024 | First-Time Homebuyer, Getting a Mortgage, Getting Started

(Updated 11/28/24) Saving for a down payment on your dream home may feel like preparing for an epic quest—it’s challenging but deeply rewarding. With careful planning, smart financial moves, and the right mindset, you can achieve this milestone and step confidently...
How to Prepare Financially for Buying a Home

How to Prepare Financially for Buying a Home

by Scott Gentry | Jul 4, 2024 | First-Time Homebuyer, Getting Started

(Updated 11/28/24) Buying a home is more than just a financial milestone—it’s a commitment to stability, growth, and a place to call your own. However, the process requires careful financial preparation to ensure you’re ready for the responsibilities that come with...
Using A Certificate of Eligibility (COE) for a VA Loan

Using A Certificate of Eligibility (COE) for a VA Loan

by Scott Gentry | Jul 2, 2024 | Getting a Mortgage, VA Loan

(Updated 11/28/24) Welcome, veterans and active-duty service members! First, thank you for your service. If you’re here, you’re likely considering a VA loan, one of the most valuable benefits available to those who have served. To access these incredible home-buying...
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