by Scott Gentry | Sep 12, 2024 | FHA Loan
One of the biggest hurdles homebuyers face is coming up with the necessary down payment. For many, especially first-time homebuyers, an FHA loan can be a great option because it requires a lower down payment compared to conventional loans. But did you know that you...
by Scott Gentry | Sep 6, 2024 | Closing on a Home, FHA Loan
(Updated 11/29/24) Buying a home is an exciting milestone, but it comes with financial commitments beyond the down payment. One key expense to prepare for is closing costs, which are essential fees required to finalize your home purchase. For those considering an FHA...
by Scott Gentry | Aug 21, 2024 | FHA Loan
Federal Housing Administration (FHA) loans are renowned for their accessibility, especially for first-time homebuyers. However, when it comes to purchasing a condo with an FHA loan, there are unique considerations to keep in mind. The FHA has specific guidelines and...
by Scott Gentry | Aug 12, 2024 | Getting a Mortgage
(Updated 11/29/24) Imagine a home in a quiet community, surrounded by open spaces and peaceful surroundings. If this appeals to you, a USDA loan might be your path to affordable homeownership. Backed by the United States Department of Agriculture, these loans are...
by Scott Gentry | Aug 5, 2024 | Adjustable Rate Mortgage, FHA Loan, Getting a Mortgage, VA Loan
(Updated 11/29/24)Selecting the right mortgage is like finding the ideal pair of shoes—it needs to match your budget, lifestyle, and future plans perfectly. With an array of options available, narrowing down your choices can feel overwhelming. To help simplify this...