by Scott Gentry | Sep 14, 2024 | First-Time Homebuyer
(Updated 11/30/24) Buying your first home is an exciting milestone, but it can also feel overwhelming. With the many decisions involved—from securing a mortgage to navigating the closing process—it’s easy to make missteps that can cost time, money, and peace of mind.... 
by Scott Gentry | Sep 12, 2024 | First-Time Homebuyer
(Updated 11/30/24) Buying your first home is an exciting milestone, and it comes with responsibilities—and perks. Among the most significant benefits are the tax breaks that can make homeownership more affordable. These advantages are designed to reduce your tax... 
by Scott Gentry | Sep 12, 2024 | FHA Loan
One of the biggest hurdles homebuyers face is coming up with the necessary down payment. For many, especially first-time homebuyers, an FHA loan can be a great option because it requires a lower down payment compared to conventional loans. But did you know that you... 
by Scott Gentry | Sep 12, 2024 | First-Time Homebuyer, Getting a Mortgage
Buying a home is a significant financial commitment, and for many, having a co-borrower can make the process more manageable. Whether it’s a spouse, family member, or trusted friend, applying for a mortgage with a co-borrower offers both benefits and challenges.... 
by Scott Gentry | Sep 10, 2024 | First-Time Homebuyer
Owning a home is often called the American Dream, but for many, the down payment can feel more like a nightmare. That’s where Down Payment Assistance (DPA) programs come in, designed to make the path to homeownership smoother, especially if your savings account looks...