Loan Learning Center Logo
  • Homebuying Steps
    • Getting Started
    • Finding a Home
    • First-Time Homebuyer
    • Getting a Mortgage
    • Closing on a Home
    • Home Ownership
    • Selling Your Home
  • Home Loans
    • Adjustable Rate Mortgage
    • Conventional Loan
    • FHA Loan
    • HELOC
    • Home Equity Loan
    • Jumbo Loan
    • Mortgage Basics
    • Mortgage News
    • Refinance
    • VA Loan
  • Neighborhoods
    • Southport, NC
  • Credit
    • Building Credit
    • Credit Basics
    • Credit Products
    • Credit Repair
    • Managing Debt
  • About Us
Energy-Efficient Mortgages: How to Get Financing for Green Homes and Renovations

Energy-Efficient Mortgages: How to Get Financing for Green Homes and Renovations

by Scott Gentry | Mar 5, 2025 | Getting a Mortgage

Saving the Planet (and Your Wallet) One Home at a Time Let’s be honest—homeownership is expensive. But what if your home could save you money while also saving the environment? Enter the Energy-Efficient Mortgage (EEM), the financing tool that makes going green more...
What is a Rate Lock Agreement? Pros, Cons, and What You Need to Know

What is a Rate Lock Agreement? Pros, Cons, and What You Need to Know

by Scott Gentry | Mar 4, 2025 | Getting a Mortgage

The Mortgage Market’s Rollercoaster Ride Picture this: You’ve found the perfect home, negotiated the price, and are ready to close—then, BAM! Mortgage rates spike overnight, throwing your monthly payment into chaos. Welcome to the ever-fluctuating world of mortgage...
Making an Offer: How to Stand Out in a Competitive Market

Making an Offer: How to Stand Out in a Competitive Market

by Scott Gentry | Feb 25, 2025 | Finding a Home, First-Time Homebuyer

Winning the Home of Your Dreams in a Bidding War You’ve found the perfect home, but so have 10 other buyers. Suddenly, it feels like the Hunger Games of real estate—may the best offer win. But how do you make sure you come out on top without overpaying or waiving...
Down Payment Myths for New Buyers: What You Really Need to Know

Down Payment Myths for New Buyers: What You Really Need to Know

by Scott Gentry | Feb 24, 2025 | First-Time Homebuyer, Getting a Mortgage

Debunking the Down Payment Dilemma You’ve saved, you’ve dreamed, and now you’re ready to buy a home. But wait—someone just told you that you need to cough up a 20% down payment before you even think about stepping foot into an open house. Cue the panic. We’re here to...
The Truth About Online Home Estimates: Zillow, Redfin & More

The Truth About Online Home Estimates: Zillow, Redfin & More

by Scott Gentry | Feb 18, 2025 | Finding a Home, First-Time Homebuyer

If you’ve ever browsed homes online, you’ve probably seen home value estimates on sites like Zillow, Redfin, and Realtor.com. These numbers—often labeled as a Zestimate, Redfin Estimate, or Home Value Tool—give an instant home price estimate based on...
« Older Entries
Next Entries »

Follow Us

  • Facebook
  • LinkedIn
  • YouTube

Search

Tags

appraisal ARM budget Cash-Out Refinance cash-out refinancing closing closing costs COE Conventional Credit credit score curb appeal down payment DTI fees FHA First Time Homebuyer Fixed-Rate HELOC inspection insurance Interest rates IRRRL Jumbo Loan loan estimate Loan Term Mortgage rates New Car Loan payment history PMI Pre-approval Pre-approved preapproval Property Taxes Rates real estate agent refinance Refinancing selling a home selling your home Summer Tax Benefits used car loan VA VA Loan

Join Our Newsletter

Stay Informed

Success!

Subscribe

Links
  • Home
  • Homebuying Steps
  • Home Loans
  • Neighborhoods: Southport, NC
  • Your Credit
  • Vehicle Loans
  • About Us
  • Strategies 4 Agents
  • HELOC Learning Center
  • About Us
  • Privacy Policy
Follow Us
  • Follow
  • Follow